Try the 'no active fund manager' diet and never look back.

The UK’s diet industry is worth more than £20billion. And that figure is only going to grow larger in the coming years. Just like the waistlines of the people who buy into the countless fad diets out there.

This isn’t a conspiracy theory, or even our biased opinion

Short-term gains don’t necessarily lead to long term success. And we’re not talking about fad dieting now. We’re talking about your client’s retirement wealth, and how traditional active fund managers have been helping investors shed pounds for years.

The research has been out there for decades, for all to see, courtesy of Nobel Prize winning economist William F. Sharpe. It’s a short paper, and well worth the five minutes it takes to read. Even better, his research relies only on basic mathematics to arrive at a simple, irrefutable fact:

"After costs, the return on the average actively managed dollar will be less than the return on the average passively managed dollar."

This isn’t a conspiracy theory, or even our biased opinion

After all, of the 80% who do successfully lose weight, research has shown 95% put it back on within three years. The only winners here are those diet brands that rake in huge profits from selling well-meaning people a short-term dream.

"After costs, the return on the average actively managed dollar will be less than the return on the average passively managed dollar."

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Research by SPIVA shows that traditional active fund managers underperform against passive funds in all regions.

In Europe alone, over the last five years, less than 9% of actively managed funds outperformed passive funds.

But you won’t see any of these traditional active fund managers crying over this. Much like, say, Slimming World, which saw its net worth treble in recent years, those fund managers aren’t feeling the pain for this failure to do what they’re paid a fortune to achieve.

No, it’s the investors who saddle the financial burden, when they pay those extortionate fees for the privilege of watching their portfolios flounder.

Investors are being overcharged to see their portfolios underperform.

Those investors, by the way, are the modest and decent people who trust their retirement wealth to the so-called expert fund managers. And all they’ve got to show for it is stagnant growth.

Enter the diligent Financial Adviser… Of course, for your clients, it’s about more than figures on a chart. It’s about a comfortable retirement. A better quality of later life. And the future financial welfare of their partners and dependents.

You’re here to break it down for them. That the highly-rewarded fund managers who claim to have the instincts and experience to pick the best stocks at the best time, rarely outperform passive funds in the short term, and almost-never in the long term. Even though passive funds cost so much less

"After costs, the return on the average actively managed dollar will be less than the return on the average passively managed dollar."

Investors are being overcharged to see their portfolios underperform.

Those investors, by the way, are the modest and decent people who trust their retirement wealth to the so-called expert fund managers. And all they’ve got to show for it is stagnant growth.

Enter the diligent Financial Adviser… Of course, for your clients, it’s about more than figures on a chart. It’s about a comfortable retirement. A better quality of later life. And the future financial welfare of their partners and dependents.

You’re here to break it down for them. That the highly-rewarded fund managers who claim to have the instincts and experience to pick the best stocks at the best time, rarely outperform passive funds in the short term, and almost-never in the long term. Even though passive funds cost so much less

So why are we still seeing people in the financial industry continue the Active v Passive debate?

Fund managers build their legends on periods of genuine outperformance in the market.

It’s the stuff of a Netflix drama. But those golden periods never last. The markets are too unpredictable, and luck always runs out. Have you ever seen a film set on Wall Street with a happy ending?

According to SPIVA, over the last fifteen years, less than 7% of managed funds have beaten the market in the US.

If those fund managers were selling this performance as a fad diet, we’d be recommending it. There really is no better way to almost guarantee shedding some serious pounds. Unfortunately, those pounds won’t be coming off your client’ waistline, but their bank balance.

Fees associated with active funds stunt future growth.

Far from apologising for regularly underperforming, fund managers continue to enjoy their inflated fees. A 1% annual fee may seem small, but over 25 years, that would wipe just over 21% off your client’s final investment value. Compare this to the ultra-low 0.09% annual fee at Timeline.

(Ideally, a graphic here showing the difference between a 50K investment over 25 years with a 1% fee every year, compared to one with Timeline’s 0.09% fee.)

The reality is, fund managers aren’t pulling their weight. Yet they’re pulling in more than their fair share of your client’s wealth.

Let’s say goodbye to fad investing...

Let’s exchange short term results for long term success.

Passive investing may not be the stuff of Oscar winning movies, but it’s the best way to secure a happy ending for your clients.

At Timeline, we ignore the faddy allure of short-term trends, and look to over a century of empirical evidence, alongside research from Nobel Prize winning economists. Our systematic approach means we deliver long-term outperformance for your advised clients, at a fraction of the cost of these traditional actively managed fundsese traditional actively managed funds

Try the 'no active fund manager' diet
and never look back.

Try the 'no active fund manager' diet and never look back.

This isn’t a conspiracy theory, or even our biased opinion

This isn’t a conspiracy theory, or even our biased opinion

Oh and there's more, much more...

Book a demo

Get The Growth-Driven Design Strategy Kit

Research by SPIVA shows that traditional active fund managers underperform against passive funds in all regions.

Investors are being overcharged to see their portfolios underperform.

Investors are being overcharged to see their portfolios underperform.

So why are we still seeing people in the financial industry continue the Active v Passive debate?

According to SPIVA, over the last fifteen years, less than 7% of managed funds have beaten the market in the US.

Fees associated with active funds stunt future growth.

Let’s say goodbye to fad investing...

Don’t buy into fads. Slim down your fees.
Use Timeline to invest your client’s wealth.

Try the 'no active fund manager' diet and never look back.

Try the 'no active fund manager' diet and never look back.

This isn’t a conspiracy theory, or even our biased opinion

This isn’t a conspiracy theory, or even our biased opinion

Oh and there's more, much more...

Book a demo

Get The Growth-Driven Design Strategy Kit

Research by SPIVA shows that traditional active fund managers underperform against passive funds in all regions.

Investors are being overcharged to see their portfolios underperform.

Investors are being overcharged to see their portfolios underperform.

So why are we still seeing people in the financial industry continue the Active v Passive debate?

According to SPIVA, over the last fifteen years, less than 7% of managed funds have beaten the market in the US.

Fees associated with active funds stunt future growth.

Let’s say goodbye to fad investing...

Don’t buy into fads. Slim down your fees. Use Timeline to invest your client’s wealth.

Try the 'no active fund manager' diet
and never look back.

Don’t buy into fads. Slim down your fees.
Use Timeline to invest your client’s wealth.