Retirement Success and Income Approaches
In a recent episode of Adviser 3.0 The Podcast, Abraham Okusanya speaks with Wade Pfau, leading retirement researcher and author. Wade explains the importance of defining retirement success and balancing growth assets with volatility management in retirement portfolios.
Dividend vs Natural Yield Investing
The discussion explores the differences between dividend investing and natural yield investing. Wade explains why relying solely on dividends may not be optimal, and how natural yield approaches can affect portfolio sustainability.
Retirement Planning Guidebook
A key highlight is Wade’s book, Retirement Planning Guidebook, which provides a comprehensive overview of retirement income strategies. From identifying retirement income styles to planning for sustainable withdrawal rates, Wade’s work offers advisers valuable frameworks for client planning.
Retirement Income Styles and Sustainable Withdrawals
Wade and Abraham discuss the concept of retirement income styles and how they influence planning strategies. Wade also examines the ongoing debate on sustainable withdrawal rates, building on his extensive research in the field.
Wade Pfau’s Personal Retirement Strategy
Finally, Wade shares his personal approach to retirement saving and investment planning. His transparency offers advisers an insightful look into how one of the most respected academics in retirement research applies these principles in his own life.
Why Advisers Should Listen
For advisers, this episode is a must-listen. It highlights how different income strategies, evidence-based frameworks, and withdrawal methodologies can shape retirement outcomes and client confidence.
To hear the full discussion, tune in to Adviser 3.0 The Podcast or explore more retirement insights on Timeline.
